NEXT is more than just a collection of great products and services for young adults. It's about belonging to a financial institution that understands and cares about you and your lifestyle. It's the belonging part that's so important. NEXT is part of Northern Credit Union which is a not-for-profit financial cooperative. Unlike a bank, our profits are returned to our members in the form of lower rates on loans and higher returns on deposits. It's all this un-bank-like stuff that makes NEXT so cool.
So, before you can get NEXT products you will need to become a NEXT member of Northern Credit Union. But don't freak - its super easy and totally painless.  All you have to do is open a Basic Savings account and put 5 bucks in it, and BOOM— you’re a member. Just click on what you want from the list below to find out more about everything NEXT has to offer.

NEXT eChecking
NEXT eSavings
NEXT Auto Loan
NEXT Micro Loan
NEXT Visa Debit Card
First Time Home Buyer Program
Convenience Services
Student Loans